It’s about protecting you, your business and your family.
There are many types of insurance. Car or home/contents insurance allows you to insure your belongings. Personal insurance policies are an important part of your financial strategy, enabling you to insure yourself and your ongoing wellbeing.
Personal insurance provides protection against sickness,
injury and death, and includes:
- Life insurance
- Total and permanent disability insurance
- Trauma insurance
- Income protection
While insurance doesn’t remove the risk of something going wrong, it provides you and your family with protection and financial security if something does happen.
The amount of insurance you need is affected by:
- how much you earn
- your cost of living
- your assets
- your liabilities
- your relationship status (whether you are married, in a
de facto relationship or single), and
- how many dependents you have.
Business Expense Insurance
If you’re self-employed or in a small partnership, your extended absence from the business through illness, injury or death can have a major impact. Your absence may mean business revenue and income reduces significantly, but business expenses probably won’t.
Disclosure Statement: Paul Burton is an Authorised Representative #244695 of Professional Investment Services Pty Ltd (ABN 11 074 608 558, AFSL 234951).
PIS Licensee Information: http://www.centrepointalliance.com.au/PIS Telephone number 1300 557 598 Email address email@example.com